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Payments & FinTech Lawyer

Brazilís inaugural FinTech regulation

The Brazilian FinTech ecosystem has experienced exponential growth as financial technology startups have found fertile ground to develop in the country. However, a highly concentrated financial system with high costs and high regulatory hurdles has caused frustration; whilst on the other hand Brazil offers a tech-friendly population, with high rates of internet and social media use and smartphone adoption. The context in Brazil has encouraged tech-savvy entrepreneurs with ideas to modernise the financial service offering. Fernando Mirandez Del Nero Gomes and Victoria Villa Silva Tsubake of Pinheiro Neto Advogados, discuss the FinTech scene in Brazil and the changing stance of the Central Bank which has led to the creation of a new regulation that aims to aid the disruption of Brazilís lending market.

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