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EU: Interchange fees: the facts, the stakes, the implications

The fight between merchants and card schemes over fees on card acceptance is not new. On the one hand, banks and card schemes claim that the fees they charge are essential to the viability of the system and, on the other, merchants in Europe and worldwide see these fees as profoundly unfair, disproportionate and anti-competitive. The latest round was fought out in the European Court of Justice, and is far from over. The outcome will have profound effects for the future of payments in Europe, as Cecile Gregoire and Ruth Milligan, of EuroCommerce, discuss.

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