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E-Finance & Payments Law & Policy

Current Issue (June 2015)

Volume: 9 Issue: 6

News


Features


About E-Finance and Payments Law and Policy

The monthly law journal covering legal issues in banking, e-finance, e-money and online payments including, mobile payments (m-payments), micropayments, pre-paid cards and other payment cards, online banking, NFC (near field communication) and other contactless payments, digital currencies such as Bitcoin, mobile wallets and virtual money, e-invoicing, e-billing and e-payments, card fraud and other cybercrime, as well as regulatory regimes such as the E-Money Directive (EMD and 2EMD), the Payment Services Directive (PSD), SEPA, the US Electronic Money Regulations 2011, and the UK Bribery Act 2010. / read more

June's edition of E-Finance & Payments Law & Policy

The latest edition of the journal focuses on some major developments at an EU level in the payments sector, with a discussion on the final compromise text of the PSD2, which was published on 2 June, by Paul Hastings (Europe) LLP. The discussion, alongside one of our news analysis stories this month, look at the changes brought in since the last draft text was released in December last year. 

Our lead news story this month is on the European Banking Authority's guidelines on the security of internet payments; given that a few EU Member States such as the UK have declared that they will not be complying with the guidelines, we ask experts about the impact of this on the EU payments market. 

Over in the US, Reed Smith LLP analyses the agreement between US authorities and the three national credit reporting agencies, which will see the agencies change their practices; the change will have an impact not only on consumers but on those companies that furnish the agencies with information, for example. 

Also, Robert Courtneidge of Locke Lord LLP presents both sides of the debate on the question of whether new payments regulation only serves to hinder innovation in the sector. 

PLUS: Ripple Labs fine in the US - France's attempt to ban fixed-part inter-bank card commissions - the FCA and de-risking strategies - the World Bank report on financial inclusion. 

See the left-hand side of this homepage for issue contents.

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